Start Here — Apply Now
Start Driving Today — No SSN or License Required to Apply
Once your form is submitted, one of our team members will reach out to walk you through your options and help match you with a reliable, affordable vehicle.
What You’ll Need to Apply
You don’t need a perfect file or stack of paperwork — just a few basic items to get the ball rolling. We keep things simple, because we understand real life doesn’t always fit into neat boxes. Here’s what we typically ask for:
- Valid state-issued ID or driver’s license
- Proof of income (recent pay stub or benefits letter)
- Proof of residence (utility bill, lease, etc.)
If you’re missing something, don’t stress — call or text us at (541) 321-0227 and we’ll help you find a solution.
Get Pre-Approved for a Car — No Credit? No Problem.
If you’ve struggled with credit issues, been turned down by traditional dealerships, or just want a simpler path to getting a car, you’re in the right place. At Neill’s Wheels, we specialize in helping people from all backgrounds get pre-approved
— often in the same day — with a fast, no-pressure process that puts you first.
Our online Pre-Approved form takes just a few minutes to complete. No credit check to start. No social security number required. And no license needed — we can work with a valid state ID.
Simple, Secure, and Stress-Free
We know the financing process can feel overwhelming. That’s why we’ve made it as easy as possible. Our short form is quick to fill out and completely confidential. Once submitted, our local team will review your application and reach out right away with options tailored to your budget.
You’ll know where you stand — no games, no guessing, and no hard sales tactics.
Why Get Pre-Approved Before You Shop?
Getting pre-approved before browsing saves time, simplifies the buying process, and gives you a clear budget. You’ll avoid guessing about payments or wondering which vehicles you qualify for — and instead focus on finding the right car for your lifestyle. Plus, pre-Pre-Approved helps us match you faster with the best options in stock, based on your real budget.
Get Pre-Approved First — Browse Later
FAQs About Getting Pre-Approved
We do not require a credit check to apply. Our Pre-Approved are based more on your current income and stability than on your credit history.
Yes. We accept state-issued IDs for approval. A valid driver’s license is required to register the car, but it is not required to apply or be approved.
Most applications are reviewed the same day. Many of our customers drive off within 24 hours of applying.
Yes. Our forms are encrypted, and your data is handled confidentially. We never sell or share your personal information.
Still Have Questions? Contact Us Today
Let’s Get You Driving
At Neill’s Wheels, we’ve built our Pre-Approved process around people — not paperwork. We’ve helped loggers, CNAs, first-time buyers, and working families get reliable transportation without the red tape. You don’t need a perfect past to take control of your future. Whether you’re rebuilding or just starting, this is your opportunity to move forward.