Eugene’s Buy Here Pay Here Leader for Affordable Family Vehicles
No Credit? No License? No Problem.
We Approve 99% of Applicants.
Why Buy From Neill's Wheels
We know most buyers don’t fit into the “perfect credit” box. That’s exactly why we exist — to provide real solutions for real people. Our in-house financing and inclusive process were built from the ground up for the working people of Eugene and Lane County.
98% Pre-Approved Rate
We work with deep subprime and first-time buyers
ID Accepted
A valid state-issued ID is all you need to apply
In-house financing
No banks, just flexible terms that make sense
Ready to experience the Neill’s Wheels difference?
Largest Buy Here Pay Here Dealership in Lane County
Since 2010, Neill’s Wheels has helped thousands of buyers across Lane County Get Pre-Approved for reliable transportation — regardless of credit history. Our team understands the stress that can come with buying a car, especially if you’ve faced setbacks or been turned down before. That’s why we make it easy, fast, and respectful. Whether you’re a blue-collar worker, medical assistant, logger, or parent looking for a safe car for your teen — we treat you with dignity and make sure you drive away confident and supported.
Affordable Used Cars for Sale in Eugene, OR
We Say “Yes” When Others Say “No”
Most dealerships look at your credit score. We look at your situation. Neill’s Wheels specializes in in-house financing for people who’ve been overlooked or declined by traditional lenders. No credit? Bad credit? Recently started a new job? We work with it all. Our flexible plans and local decision-making allow us to help more people — and faster — than the banks ever could.
Find Your Next Car, Truck, or SUV
Every vehicle on our lot is hand-picked to be affordable, reliable, and family-ready. From lease returns to trade-ins, we carry a rotating selection of cars, trucks, and SUVs that are perfect for everyday use.
Full-Service Auto Department — Monday to Friday
Buying a car is just the beginning. At Neill’s Wheels, we also offer maintenance and repair services to keep your vehicle running safely. Our technicians handle everything from oil changes to diagnostics — and we stand by the cars we sell.
Your Neighborhood Dealer in Eugene, OR
Stop by our lot and experience why locals trust Neill’s Wheels. We’re easy to find, easy to work with, and here to help.